Islamic Home Loan From RM50K - Millions, Refinance 90%!

- Item/Description : Islamic Home Loan & Refinance Services

- Picture :

- Selling Price : -

- Warranty/guarantee : -

- Trade Method (e.g. COD, pos laju - please include estimate postage charges)

- Item and Seller Location : KL

- Contact details : SMS ZAFFRIL 0126516289


Islamic Home Loan Refinance From RM50K To Millions Ringgit


Salam and good day,

ALL THIS SERVICES VALID FOR CLEAN, GOOD REPAYMENT RECORD, NOT BLACKLISTED, NOT BANKRUPT ONLY...

DIRECT TO BANK....NO UPFRONT NO SERVICE CHARGES!!!!!.

It is available to all who are eligible; either muslim or non-muslim...


Interesting Offer-
1-Home loan or refinancing start from RM 50 000 and up to millions Ringgit

2-New Home loan or refinancing or personal loan up to 70% commitment (including this new loan)...Have another income source?..Please show the proof.

3-Refinance up to 90% market value (under loan) & 85% (fully paid)...From 1st house and so on...

4-Up to 35 years of financing or until age 65, whichever is earlier

5-Joint name for loan also acceptable.

6-Government home loan also can refinance..

7- Flexible Repayment Plan - Settle your loan in shorter period and have lot of savings compare to usual fixed interest rate plan!

(As profit is calculated daily, any excess amount you’ve deposited in your account be it from your salary, savings or even your bonus, the longer it is in the account, you are actually benefiting towards reducing the total payments for your home financing.)

8-Priority area from Klang Valley

9-Priority meeting at our bank

10-Complete all the document required b4 meeting..

11-Only for properties that already built and have cf...

12-MRTA and Lawyer Fee Covered In Loan..


TOP PRIORITY TO SUBMIT ALL THE REQUIRED DOCUMENT IMMEDIATELY FOR FASTER REVIEW, FASTER PROCESSING AND FASTER APPROVAL!



REQUIRED DOCUMENTS
(PLEASE PREPARE ALL DOCUMENT COMPLETELY FOR FASTER PROCESSING - HARD COPY DOC ONLY..NO EMAIL/SCAN DOC..)

A. Nationality Identification Documents Submitted (Photocopies of documents must be clear and on A4 size paper)

Malaysian
-Identity Card (both side on same page)

Non Malaysian
-Passport
-Work Permit & valid at least 1 year from application date

___________________________________________________________________________________

B. Income Documents By Employment Category


Category 1 = Salaried Staff - MNC: Multinational/ Public Listed/ Government/ Semi Government (No Of Document Required:2)


Document 1 - Latest 1 month payslip

Document 2 - 1 month bank statement clearly showing salary credit to account or Latest EA Form or Latest EPF statement not exceeding 12 months old


New Job Entrant (at least 3 months in services), additional one (1) document. (Document Required:3)

Document 3 - Letter of Appointment or Confirmation stating salary/allowance

____________________________________________________________________________________

Category 2 = Salaried Staff - Non MNC:SMI/ Other (No Of Document Required:2)


Document 1 - Latest 1 month payslip

Document 2 - Latest J Form/BE Form (full submission to income tax dept with payment receipt attached) or Latest EPF statement not exceeding 12 months old
or 3 month bank statement showing consistent salary credit to account


New Job Entrant (at least 3 months in services), additional one (1) document. (Document Required:3)

Document 3 - Letter of Appointment or Confirmation stating salary/allowance

____________________________________________________________________________________

Category 3 = Company Director (No Of Document Required:2)


Document 1 - Latest 1 month payslip or 3 month bank statement showing consistent salary credit to account

Document 2 - Latest J Form/BE Form (full submission to income tax dept with payment receipt attached) or Latest EPF statement not exceeding 12 months old

"Exempt Private Status" entity only where income stated in documents above differs from what is declared, additional 3 documents: (No Of Document Required:5)


Document 3 - Form 24/49 evidencing position held

Document 4 - Audited Profit @ Loss (latest 2 years in according to financial year)

Document 5 - Latest 6 months business bank statements

___________________________________________________________________________________

Category 4 = Variable Income Earner (No Of Document Required:3)


Document 1 - Latest 1 month payslip or 3 month commission slip

Document 2 - 3 month bank statement showing consistent salary credit to account

Document 3 - Latest BE Form (full submission to income tax dept with payment receipt attached) or Latest EPF statement not exceeding 12 months old
or Yearly Commission Statements From MNC

Agency owners where income stated in documents above diifer from what is declared, additional 2 documents (No Of Document Required:5)

Document 4 - Business registeration Form or Form 24 & 49

Document 5 - Latest 6 months business bank statements

____________________________________________________________________________________

Category 5 = Self Employed - Sole Proprietorships, Partnerships (No Of Document Required:2)


Document 1 - Latest J Form/Form B (full submission to income tax dept with payment receipt/CPO2 attached) or Latest EPF statement not exceeding 12 months old

Document 2 - Business registeration Form (Borang B & D) and must evidence in business for at least 2 years (Sabah/Sarawak : 2 Years Trading License)

Where income stated in documents above differs from what is declared, additional 1 document (Document Required:3)

Document 3 - Latest 6 months business bank statements/Proprietor's bank statements or Latest 6 months personal bank statements

_____________________________________________________________________________________

Details Of Property Documents

- Sales and Purchases Agreements and photocopy of title deed and letter of offer from the developer

_________________________________________________________________________






Super Interesting Offer - Want To Apply Home Loan Or Refinance? But Not Enough Document?*

Suitable For Those Working Freelance ETC

Document : Identity Card!

Terms :

1. Home Loan = Paid Minimum 50% From The House Price

2. Refinance = Up To 50% From Market Value

3. CLEAN RECORD, GOOD REPAYMENT RECORD, NOT BLACKLISTED, NOT BANKRUPT ONLY




STEP 1:
For those interested PLEASE SMS MR.ZAFFRIL 0126516289 this details-

-your full name and from where exactly,

-Gov/Prvt, total salary and total commitment,

-for new home loan: loan amount, or

-for refinancing: (fully paid/not), previous home loan amount and balance, from which bank and since when,

-house type,size,basic unit or renovated and where exactly (required full address for actual market value evaluation)..




STEP 2:
You will be contact back by banker from bank..a.s.a.p..Complete all the required document before meeting..Priority meeting at our bank....Priority area Klang Valley




STEP 3:
ANY INQUIRY PLEASE SMS MR. ZAFFRIL 0126516289












Other Islamic Financing Products:

1.Personal Loan
2.Credit Card (Platinum & Visa)
3.Takaful - Protecting You & Love One



*TNC APPLY



FURTHER INQUIRY PLEASE SMS ZAFFRIL 0126516289


NEW UPDATE!!!
HOME FINANCING BELOW RM 50 000 NOW AVAILABLE!!! CONTACT 0126516289

FURTHER INQUIRY PLEASE SMS ZAFFRIL 0126516289

Salam & Good day...Further Inquiries Please SMS Mr.Zaffril 012 651 6289...TQ....

TOP PRIORITY TO SUBMIT ALL THE REQUIRED DOCUMENT IMMEDIATELY FOR FASTER REVIEW, FASTER PROCESSING AND FASTER APPROVAL!

Further Inquiries...Please SMS Mr.Zaffril 012 651 6289...TQ

SMS Mr.Zaffril 012 651 6289

SILA SMS 012 651 62 89

PLEASE SMS MR.ZAFFRIL 0126516289

SMS (your name, from, your question) to Zaffril/zack 0126516289

Salam & Good day...Sila SMS Mr.Zaffril 012 651 6289 Untuk Maklumat Segera

SMS (your name, from, your question) to Zaffril/zack 0126516289